Applying For Canada Pension Plan

Here in Canada, when a person turns 60, they have the option of applying for the Canada Pension Plan (also known as CPP) if they contributed to it in the past and are no longer working. A new provision allows you to also collect some funds if you were at home raising children under seven years old.

Since I will be 60 in another month, I applied online the other day. Fairly easy to do, but needed the social insurance numbers of all my kids or a copy of each of their birth certificates to be notarized and sent in to the government. Notarized means it has to be signed by a government official, doctor, teacher, etc. The application consists of two parts: one done totally online, and the other printed out, signed and mailed.

I probably won’t receive too much since I didn’t start working until all of my children were attending school, but I had six of them, so it’s nice that the government is beginning to recognize that stay-at-home moms are still contributing.

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